Learn How to Buy or Lease With Poor Credit

Don't Let Credit Stop You from Financing a New Mitsubishi Today!

Our credit rating plays a central role in many important business ventures we may take in our lives. Credit can be a factor in determining housing eligibility, employment, and the types of you can apply for, whether for housing or for your car. While financing through an auto loan is an easy way to pay off a car at your own pace, many shoppers are turned away from some dealerships because of their credit. However, here at Platinum-Mitsubishi Lancaster, we work with all customers and we just might be able to help you, regardless of your credit score. Shop for a new Mitsubishi with our dealership and visit us here on Main St in East Petersburg, PA to learn more.

A Practical and Financially-Savvy Choice in Cars

A new Mitsubishi can be an ideal choice for drivers with poor credit, or even no credit at all. New Mitsubishi models come priced well below the starting rates of most manufacturers, especially the Mirage hatchback, which is among the most affordable cars on the market. New Mitsubishi models are also well-known for their outstanding safety features and high fuel economy, with the Mirage, Mirage G4, and Outlander being some of the most fuel efficient non-hybrid cars one can find. The Mitsubishi brand even has one plug-in electric hybrid crossover, the Mitsubishi Outlander PHEV, which is priced well below $40,000.

A lower sticker price means you will spend less time paying off the total balance of the vehicle and more time enjoying the car in your daily travels through Lancaster, PA. All Mitsubishi models come built-to-last, ensuring you and your family have a reliable car for many years in the future.

How To Started

Finance Application

Shoppers in the York, PA area and beyond can get approved for credit financing online with our secure and quick finance application. This tool ensures you save travel time and tie spent at the dealership waiting for paperwork to clear. The finance form evaluates your credit information, housing, co-signer information (where applicable) and housing situation. With all this information at the ready, our finance center team can pair you up a reputable local bank or lender in the area that will work with you on your auto loan moving forward. The application also helps us determine if you qualify for any further discounts or financing bonuses moving forward.

Trade-In Value

If you have an old car on its way out, you might be pleasantly surprised at how much it can help you save. We have a few Edmunds Trade-in form that helps assess the current market value of your old car by assessing current supply and demand trends. We accept all used cars, with special consideration given to newness and uniqueness.

How To Reduce Your Debt

Before applying for a loan, you can take several steps to ensure your credit is as strong as possible:

  • Check Your Score/Dispute Errors: Through Equifax, Experian, or TransUnion, you are entitled to one free annual credit report check. If you see any errors or discrepancies, you should report them as any errors can result in your score being lowered needlessly.
  • Pay Minimum Bills On-Time: If you have outstanding debts from student loans, medical debt, or credit card bills, take the time to ensure you are paying a bit more than the minimum payments each month. Making timely payments on your loans allows you to build equity and strengthen credit.
  • Don't Open New Credit Cards: Opening new lines of credit can negatively affect your score and does not send a good message to new potential lenders.
  • Keep Loan Search to Two-Week Period: When you apply for an auto loan, it helps to know exactly what car you want before moving forward. While one or two credit applications filled out within a two-week period will not likely affect your credit score, multiple applications submitted past a 14-day window will cause your score to drop.
  • See Credit Counselor: Credit counselors can be an excellent resource in helping you consolidate and manage your outstanding debts.

Start our Deal Today

We encourage all customers from Lancaster to Reading, PA to start their deal on a new Mitsubishi and visit our dealership today to see how our financing professionals can help. Whether you have good credit, bad credit, or no credit at all, the finance center experts at Platinum Mitsubishi-Lancaster have helped customers of all financial standing find the new car they need for their future. Stop by for a test drive and see what our new Mitsubishi dealership in East Petersburg, PA can do for you!


    5201 MAIN ST.

    • Sales: (717) 826-9944
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Get in Touch

  • Contact our Sales Department at: (717) 826-9944
  • Monday9:00AM-7:00PM
  • Tuesday9:00AM-7:00PM
  • Wednesday9:00AM-7:00PM
  • Thursday9:00AM-7:00PM
  • Friday9:00AM-7:00PM
  • Saturday9:00AM-3:00PM
  • SundayClosed